One quote I try to remember–or at least apply retroactively to my life–is “You always have the time and money for the things you really want to do.” I think it has two applications.
The first is the one you apply to your life in retrospect. It’s the easy one (or, “Hindsight is 20/20”). I really wish I would have spent more time with her, because I really am going to miss her. (You sometimes realize too late that you didn’t make the time for the people in your life that you want there.) I can’t really afford that right now. Because I don’t really want to spend my money on something like that, so I’ll use the money reason.
The second is the one you apply when you are trying to make a decision. If this is something I really want to do/have/be, I’ll find the money to do it. If this is something I really want to accomplish, I’ll find the time. The one that I have learned, and seriously internalized, I hope, is that if you want to exercise, if you really want to exercise, you will find the time. Ha. “Find” is completely the wrong word there. For exercise, at least for people like me, you must make time. It never magically appears. I never find time to go run three miles. I never find time to go lift weights. The time must be made: Okay, I’ll get these three things done real quick, then I’ll have an hour to hit the road.